Sometimes, the at-fault driver refuses to answer a claim for injury caused by an accident. They may expect that if they ignore the situation long enough, the problem will go away on its own. Indeed, if you wait too long to take legal action, you may lose all rights to seek compensation for your injuries and other damages from the negligent party.
a california car accident attorney pursue your claim and, if appropriate, file a lawsuit on your behalf for monetary damages. Also, your attorney can answer questions you may have, such as what if the defendant does not respond to your car accident claim?
Duty To Cooperate The Need Of Automobile Insurance Policy
Automobile liability insurance policies in California include a requirement that all insured parties cooperate if they cause a collision. The at-fault driver’s insurance company will appoint a claims adjuster to open the file, investigate the accident, and attempt to resolve the claim. When a claims adjuster can’t get their own insurance to cooperate, the job of an adjuster becomes frustrating.
Notify your car insurance company
Your car insurance policy will require you to contact them immediately if you are involved in a collision, even if you believe the other driver was completely at fault. The other driver may file an injury claim against your insurance company, which may refuse to pay the claim if you do not notify them promptly. You may have to pay for that claim out of your pocket.
Also, your insurance company will contact the at-fault driver’s insurer about your injury claim. If you have uninsured or underinsured motorist coverage, your insurance company doesn’t want to get caught up in your medical bills or other damages caused by the other driver.
Let Your Lawyer Deal With the At-Fault Driver’s Insurer
While it may be tempting to contact the other driver’s insurance company about your injury claim, you should instead hire an attorney to handle your claim. You don’t want to take the risk of talking directly to another insurance company. The other insurance company will look for any excuse to deny your claim, especially when their own insured driver refuses to cooperate with them on your claim.
They may twist your words against you to try to create a reason to blame you for the accident. You don’t want to give a recorded statement to another insurance company because that is something they can use against you.
Your attorney can provide the other driver’s insurance company with all the information needed. Plus, when you have an attorney handling your injury claim, you focus on getting better instead of dealing with the stress of an insurance claim or lawsuit.
don’t wait too long
California, like every state in the US, has a statute of limitations that sets the time limit for people to file a lawsuit for compensation for personal injuries. If you miss this filing deadline, the law may forever bar you from holding the at-fault driver responsible for your medical bills, lost wages, and other damages. Their insurance company will not pay you any money after the deadline because then they will have no legal liability. When you work with a California personal injury attorney, you will not have to worry about procedural matters such as the statute of limitations. you can contact us today For a free initial consultation.